Last Updated on August 4, 2026 by Nadia Halfway

📜 Introduction.

Paying Abroad while travelling to foreign countries often comes with hidden fees, poor exchange rates, and the hassle of carrying multiple currencies.

This is where Revolut shines as a smart, convenient, and cost-effective solution for paying abroad. With a Revolut account and card, you can make payments worldwide at the real exchange rate, avoid high foreign transaction fees, and even earn rewards on your spending, such as RevPoints.

Let’s dive into exactly how Revolut works and why it should be an essential part of your travel kit for paying abroad.

⚠️Disclaimer: This is an affiliate link. If you open a Revolut account using my personal invitation link, I may earn a small commission at no extra cost to you. Thank you for the support!

Please note that Revolut referral links are limited to a maximum of 5 invites per campaign. Therefore they might become unavailable once the number is reached.

🔗 How to Open a Revolut Account.

Follow these simple steps to start using your Revolut Card for paying abroad, online shopping, earning cashback, and even receiving your salary:

• Open a Revolut account through this link or scan the QR code below.
• Verify your identity.
• Complete security checks.
• Top up your account.
• Order a physical Revolut card (delivery fees may apply).
• Make 3 purchases of at least €5 each using the Revolut card.

Please note that certain transactions do not count toward rewards, including purchases via payment services, gambling, gift cards, currency exchange, and sending money abroad. Payments can be made with both physical and virtual cards.

💳 Why You Should Sign Up.

With Revolut, paying abroad is easy, transparent, and rewarding. With numerous functionalities, it ranks among the best online banking solutions available.

• Revolut has a powerful statistics system where you can track your expenses by country and automatically categorise them (restaurants, transport, shopping, pharmacy, etc.). It’s incredibly useful when travelling long-term on a budget
• You can set up the round-up option, so all spare change from your purchases goes into a special savings fund (just like a digital piggy bank). This helped me save for my 1-month trip in China over the course of a year.
• Revolut often partners with platforms like Skyscanner or Booking offering exclusive promotions that let you earn RevPoints while booking flights or hotels to maximise your travel rewards.
• You can freeze and unfreeze your card instantly from the app in case you lose it.

🤔 Revolut vs Wise: Which One Should You Choose?

Both Revolut and Wise are frequently recommended for travelling abroad, and the comparison comes up constantly. I’ll be upfront: I personally use and recommend Revolut, and I have not used Wise extensively enough to vouch for it from direct experience. That said, here is an honest breakdown of the two to help you make an informed decision.

Wise is generally considered a strong option for international bank transfers and receiving payments in foreign currencies, with a transparent fee structure. If you are a freelancer working abroad or need to move larger sums between countries, it is worth looking into independently. Revolut, in my experience, is the better all-round travel companion for everyday use.

Both provide physical and virtual cards available, making it safer for online purchases.

So, if you are a traveller looking for one card to handle payments, ATM withdrawals, budgeting and rewards all in one place, Revolut is my go-to. If you need to make international transfers or receive payments in foreign currencies regularly, it may be worth researching Wise ‘s benefits.

⛔ Important Considerations.

Although Revolut is an excellent solution for paying abroad, keep in mind the following:

• With the standard plan, you can only withdraw up to €200 per month without fees; beyond that, a 2% fee applies.
• You can withdraw up to €3000 per day.
• Fees may apply when using generic ATMs.
• You can use your physical and virtual Revolut card anywhere Visa or Mastercard is accepted, except in: Belarus, Crimea, Cuba, DPRK, Iran, Libya, Myanmar, Russia, Syria, Luhansk, Donetsk, Russian-controlled parts of Zaporizhzhia and Kherson, Venezuela, and Zimbabwe.

🎈 Conclusion.

Revolut makes paying and withdrawing money abroad simple, safe, and rewarding. By signing up through my invitation link, you’ll gain access to all of Revolut’s travel-friendly features while helping us both earn exciting rewards.

Take control of your travel finances and start making your journeys smarter today!

💬 And you? Do you already use Revolut, or do you prefer other ways to pay abroad? Share your experiences in the comments below and help fellow travellers choose the best online banking solution!

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